Planky, the FCA-regulated Open Banking and AI platform, is set to demonstrate its full product suite at the Open Banking Expo UK & Europe 2026, where the Planky Open Banking Expo stand will offer live walkthroughs of a platform that the company says handles connection, enrichment and decisioning in a single place.
The claim is worth unpacking. Planky describes itself as more than a data aggregator. Part of the BKN301 group, the company says it connects to real bank accounts, categorises transactions across more than 100 categories, and then converts that data into automated decisions, all within one platform rather than across several vendors. That is the pitch. Whether it holds up in practice is precisely what the expo floor is designed to test.
What the Planky Open Banking Expo stand will show
Visitors to Stand S7 will be walked through a sequence the company calls ‘the full chain’. The platform’s stated capabilities include Account Check, Transactions, Categories, Income Check, Transactional Intelligence, Affordability Check and a Decisioning Engine. Each module is presented as part of a coherent whole rather than a collection of separate tools.
Planky is inviting attendees to bring their own use cases, which is at least a credible way to run a live demonstration. A curated demo with a friendly data set proves less than one shaped by a visitor’s actual problem. Whether the team on the day can accommodate genuinely complex scenarios is the kind of thing you can only assess by turning up.
The company’s regulatory status is worth registering. Being FCA-regulated does not, by itself, validate a product’s technical claims, but it does impose obligations around conduct and data handling that an unregulated firm would not face. It is a floor, not a ceiling.
The market Planky is pitching into
The timing of the expo reflects a broader moment for the sector. According to the Financial Conduct Authority, open banking in the UK now has over 16 million active users, with payments growing at 53% year on year. Those are not marginal numbers, and they explain why the space is attracting both established players and new entrants trying to offer more integrated stacks.
The problem Planky is addressing is a real one. Businesses building on open banking data have typically had to assemble pipelines from multiple vendors: one for account connectivity, another for transaction enrichment, a third for affordability modelling, and so on. Integration costs and data consistency issues follow. The argument for a consolidated platform is straightforward in principle; the question is always whether the execution matches.
Planky’s position as part of the BKN301 group means it arrives at the expo with a parent structure behind it, though the report does not detail what resources or infrastructure that relationship provides. What the company has chosen to put on the stand is a live, module-by-module demonstration of its platform, which is a more falsifiable approach than a slide deck.
What to make of it
The Planky Open Banking Expo appearance is, for now, a well-structured product demonstration at a well-attended industry event. The company’s claims, connecting, enriching and deciding in one place across more than 100 transaction categories, are specific enough to be tested. Whether they survive contact with a visitor’s real use case is the part that matters.
Stand S7 is the place to find out. The Open Banking Expo UK & Europe 2026 is the stated venue, and Planky’s team has indicated they will run tailored walkthroughs for attendees who bring live scenarios to the stand.
